Make countless payments whenever you want, wherever you want, without the need to go anywhere.
0 ₼ commission when withdrawing cash
Withdraw money from any Kapital Bank ATM without commission
Commission-free transfers
2% cashback
Make QR payments in over 20.000 places to get cashback and bonuses
For all domestic m10 users, all bank card holders, simply everyone!
FAQ
Is the loan provided by m10 or Kapital Bank?
The loan provider is Kapital Bank. We just made it possible to obtain the loan from Kapital Bank through m10.
Is there a loan issuance fee?
The fee, if applicable, can be up to 6%, depending on the customer’s credit history and monthly payment amount.
What if I miss a payment?
Late payment incurs fines of 0.6-1% of the overdue principal amount per day, depending on the case.
What happens if I make an overpayment before the due date?
The excess amount is used to pay off the balance without any additional payment charges.
If I already have a loan in m10, am I eligible for an additional one?
No, only one cash loan in m10 is permitted at a time.
Can I change my loan payment date?
No, altering the payment date is not allowed.
If my payment is delayed, can money be automatically deducted from both my m10 and Kapital Bank accounts?
If my payment is delayed, can money be automatically deducted from both my m10 and Kapital Bank accounts?
m10 currently does not have such a policy. The bank may withdraw funds from the accounts for the overdue loan.
m10 currently does not have such a policy. The bank may withdraw funds from the accounts for the overdue loan.
How do I withdraw money from m10?
You can withdraw cash at any Kapital Bank ATM by selecting "Withdraw money," entering the amount, and selecting “generate a QR code”. Then, scan the QR code in the m10 application, enter the code displayed on the screen, and collect your cash. Alternatively you can transfer funds to any domestic bank card.