Comission rates from 10.9% per month
Depending on the chosen amount and duration
Without any cards and paperwork
Just verify your identity in the application
Instant registration
Completely online in 2 minutes, whenever you want
Loan Calculator
Calculate your monthly payment in advance to assess your ability to pay off your debt easily and without delays.
Advance paynemt. This is not a public offer.
The rate is calculated individually.
The rate is calculated individually.
Amount of loan
24 month
35 month
48 month
Credit term
300 ₼
20 000 ₼
59 month
12 month
10,9%
Monthly payment
Commission rate
from
Advance paynemt. This is not a public offer.
The rate is calculated individually.
The rate is calculated individually.
Download the m10 app
Scan this QR code with your phone to download
Skan it
How to get a loan
Install the application
and go to the credits section
and go to the credits section
Go through video verification
to get your credit rating
to get your credit rating
Don't be shy, we won't show it to anyone
The whole process will take 2 minutes, everything will be online, and the money will be credited to the account immediately 👌
Cash can be withdrawn without commission at Kapital Bank ATMs
Instructions
Instructions
How to get a loan
Install the application
and go to the credits section
and go to the credits section
The whole process will take 2 minutes, everything will be online, and the money will be credited to the account immediately 👌
Go through video verification
to get your credit rating
to get your credit rating
Cash can be withdrawn without commission at Kapital Bank ATMs
Instructions
Instructions
Don't be shy, we won't show it to anyone
Read in our media
Before taking a loan
Read in our media
Before taking a loan
Why m10?
Pay anything
Make countless payments whenever you want, wherever you want, without the need to go anywhere.
0 ₼ commission when withdrawing cash
Withdraw money from any Kapital Bank ATM without commission
Commission-free transfers
2% cashback Umico bonuses
Make QR payments in over 20.000 places to get cashback and bonuses
For all domestic m10 users, all bank card holders, simply everyone!
FAQ
Is the loan provided by m10 or Kapital Bank?
The loan provider is Kapital Bank. We just made it possible to obtain the loan from Kapital Bank through m10.
Is there a loan issuance fee?
The fee, if applicable, can be up to 6%, depending on the customer’s credit history and monthly payment amount.
What if I miss a payment?
Late payment incurs fines of 0.6-1% of the overdue principal amount per day, depending on the case.
What happens if I make an overpayment before the due date?
The excess amount is used to pay off the balance without any additional payment charges.
If I already have a loan in m10, am I eligible for an additional one?
No, only one cash loan in m10 is permitted at a time.
Can I change my loan payment date?
No, altering the payment date is not allowed.
If my payment is delayed, can money be automatically deducted from both my m10 and Kapital Bank accounts?
If my payment is delayed, can money be automatically deducted from both my m10 and Kapital Bank accounts?
m10 currently does not have such a policy. The bank may withdraw funds from the accounts for the overdue loan.
m10 currently does not have such a policy. The bank may withdraw funds from the accounts for the overdue loan.
How do I withdraw money from m10?
You can withdraw cash at any Kapital Bank ATM by selecting "Withdraw money," entering the amount, and selecting “generate a QR code”. Then, scan the QR code in the m10 application, enter the code displayed on the screen, and collect your cash. Alternatively you can transfer funds to any domestic bank card.
Find out your credit limit in m10
Download the app right now and take money for what you want
