Replace cash and bankcards
With fast and safe wallet
Download the m10 app
Scan this QR code with your phone to download
Scan it
Replace cash and bankcards
With fast and safe wallet
20 000+
Partners
2 500 000+
Downloads
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App rating
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Purchase your QR ticket directly on m10 and enjoy quick and easy access to transportation!
Open m10 and go to the "BakıKart" section. You can scan the QR ticket by holding it up to the reader camera on buses or the turnstile camera in the metro.
Each ride costs 0.50 manat, even if you’re heading to the airport. The ticket is active for one minute after purchase. If the ticket isn’t used, the 0.50 manat will be refunded to your balance.
Note: To buy a QR ticket, your balance must be at least 0.50 manat. Once you have enough funds, you can purchase the ticket in just a few seconds by pressing the "Buy Ticket" button.
Note: Unused ticket will be refunded within 1 day.
Open m10 and go to the "BakıKart" section. You can scan the QR ticket by holding it up to the reader camera on buses or the turnstile camera in the metro.
Each ride costs 0.50 manat, even if you’re heading to the airport. The ticket is active for one minute after purchase. If the ticket isn’t used, the 0.50 manat will be refunded to your balance.
Note: To buy a QR ticket, your balance must be at least 0.50 manat. Once you have enough funds, you can purchase the ticket in just a few seconds by pressing the "Buy Ticket" button.
Note: Unused ticket will be refunded within 1 day.
Send or receive money with friends from anywhere
Easy and fast.
Money is transferred instantly.
Money is transferred instantly.
To card
To m10
To card
To m10
m10 and Milliön are together
No need to stay in que to pay your bills on terminal. Pay online with your phone.
2% cashback
Tell that you want to pay by m10 and they will serve you.
Simple steps to refund VAT with m10:
1. Log in to m10:
— Open the app and select the VAT refund section
2. View VAT refund information:
— On the main screen, you will see the amount of VAT available for a refund
— A button is placed in a visible area to start the refund process
3. Verify the information:
— After selecting receipts, a screen opens to review the details
— Before proceeding, you need to confirm the transaction details
4. Choose a refund method:
— Transfer to m10 balance
5. Confirm the refund:
— Confirmation via OTP code or another authorization method is required
6. Successful completion screen:
— A message confirms the successful completion of the transaction
— Information on the transfer time and a button to return to the main screen are displayed
7. Refund history:
— The history section shows completed refunds, their status, and details
— Open the app and select the VAT refund section
2. View VAT refund information:
— On the main screen, you will see the amount of VAT available for a refund
— A button is placed in a visible area to start the refund process
3. Verify the information:
— After selecting receipts, a screen opens to review the details
— Before proceeding, you need to confirm the transaction details
4. Choose a refund method:
— Transfer to m10 balance
5. Confirm the refund:
— Confirmation via OTP code or another authorization method is required
6. Successful completion screen:
— A message confirms the successful completion of the transaction
— Information on the transfer time and a button to return to the main screen are displayed
7. Refund history:
— The history section shows completed refunds, their status, and details
Convenient cash withdrawal
- Press any button on Kapital Bank ATM
- Choose “QR-code”
- Scan this code using m10
- Confirm transaction and get your cash
FAQ
How to register in the m10?
Very easy. It won't take more than 2 minutes!
- Find the m10 app in the AppStore or Google Play Market and install it on your smartphone.
- Submit your phone number for quick registration.
Where can I pay with m10?
Over 20,000 points of sale support m10 payments. You can find the list of our partners in the mobile app.
Just make purchases with m10 via QR code, and we will return 2% of the spent amount as Umico bonuses.
Just make purchases with m10 via QR code, and we will return 2% of the spent amount as Umico bonuses.
How can I earn in m10?
You will always earn with m10.
When you pay bills for utility, internet, phone, mobile balance, etc., we will refund 2% to your balance in m10 immediately.
For payments of utilities, internet, phone services, and in stores via QR, we will return 2% of the spent amount as Umico bonuses.
When you pay bills for utility, internet, phone, mobile balance, etc., we will refund 2% to your balance in m10 immediately.
For payments of utilities, internet, phone services, and in stores via QR, we will return 2% of the spent amount as Umico bonuses.
How to create payment template?
We have already done this for you. Now your frequent payments are automatically added to the "My payments" section. You can rename and delete them with ease.
Is it true that money is being stolen from m10?
You can completely trust m10. We apply the latest security technologies to save your money 24/7. Unfortunately, some m10 users have encountered scammers. To protect your money, remember these key rules: do NOT SHARE, TELL, SEND, SHOW
By following these simple steps, you can help prevent theft and keep your funds secure.
- number of your bankcard
- CVV code of your bankcard
- OTP code (sent via SMS)
By following these simple steps, you can help prevent theft and keep your funds secure.
How to change the number in m10?
Unfortunately, we are not able to change the number, so far. But you can register from another number and use multiple accounts.
Is a commission applied to transfers in m10?
A 0.5% commission will be applied to each transfer between wallets once the monthly limit of 5,000 AZN is exceeded in a calendar month. This does not apply to transfers to cards. For instance, if you transferred 5,000 AZN in November and then decide to transfer an additional 500 AZN, the commission would be 2.5 AZN.
What does 300 AZN limit mean in m10?
Users who have not completed FIN registration in m10 must not exceed a balance of 300 AZN within one month. Additionally, the total amount of payments made in m10 (Bakıkart, QR, and in-app payments) must not exceed 300 AZN within one month.
How can I top up my balance in m10 if I don’t have FIN registration?
You can top up your m10 balance using a bank card. For other methods, FIN registration in m10 is required. Your m10 balance must not exceed 300 AZN within one month.
What transactions can I perform in m10 without FIN registration?
Only BakıKart, QR, and in-app payments are possible. Users without FIN registration must not exceed a balance of 300 AZN within one month. Additionally, the total amount of payments in m10 must not exceed 300 AZN within one month.
How can I remove the 300 AZN transaction limit in m10?
To remove the limit, you need to complete FIN registration in m10 app.
What financial transactions cannot be performed without FIN registration in m10?
Without FIN registration, you cannot withdraw cash, transfer funds from m10 to m10 or a bank card, take a loan, or receive international transfers. To perform these transactions, FIN registration is required.
What do I need to do to earn Umico bonuses in m10?
To earn Umico bonuses, you must complete FIN registration in m10 app.
If I haven’t completed KYC registration in m10, can someone send money to my account?
Yes, m10 users who have completed KYC registration can send money to users who haven’t. However, please note that users without KYC are subject to a monthly transaction limit of 300 AZN.
We are always at your service!
We enjoy communication and ready to answer all your questions and queries.
