Download the m10 app
Scan this QR code with your phone to download
Scan it
Use m10 for in-store payments and get
Just inform the cashier you want to pay with m10 and watch how they assist you
2% cashback
10 000+
Partners
2 500 000+
Downloads
4.9
App rating
Powered by
22% cashback Umico bonuses on selected partner network
Here’s how it works
Increase m10 balance
1
At checkout, tell the cashier you're paying with m10 and scan the provided QR code
2
Confirm your payment and get instant cashback
3
You can make payments anywhere you see this sticker
*8810
Məxfilik Siyasəti
İstifadə Qaydaları
Confirm by checking both your balance and payment amount
Instantly view your updated balance and cashback
Confirm
12 ₼ to be paid
Balance 67.3 ₼
Pay with m10 - it's effortless!
Pay with m10 - it's effortless!
Umico bonuses
+1.6
Where can you pay at?
2% cashback
Why m10?
Pay anything
Make countless payments whenever you want, wherever you want, without the need to go anywhere.
0 ₼ commission when withdrawing cash
Withdraw money from any Kapital Bank ATM without commission
Commission-free transfers
2% cashback Umico bonuses
Make QR payments in over 20.000 places to get cashback and bonuses
For all domestic m10 users, all bank card holders, simply everyone!
FAQ
How to register in the m10?
Very easy. It won't take more than 2 minutes!
- Find the m10 app in the AppStore or Google Play Market and install it on your smartphone.
- Submit your phone number for quick registration.
Where can I pay with m10?
Over 10,000 points of sale support m10 payments. You can find the list of our partners in the mobile app.
Just make purchases with m10 via QR code, and we will return 2% of the spent amount as Umico bonuses.
Just make purchases with m10 via QR code, and we will return 2% of the spent amount as Umico bonuses.
How can I earn in m10?
You will always earn with m10.
When you pay bills for utility, internet, phone, mobile balance, etc., we will refund 2% to your balance in m10 immediately.
For payments of utilities, internet, phone services, and in stores via QR, we will return 2% of the spent amount as Umico bonuses.
When you pay bills for utility, internet, phone, mobile balance, etc., we will refund 2% to your balance in m10 immediately.
For payments of utilities, internet, phone services, and in stores via QR, we will return 2% of the spent amount as Umico bonuses.
Do you have a limit or commission?
NO limits and NO commissions. You can make any operation, and will be commission-free from our side. Absolutely.
How to create payment template?
We have already done this for you. Now your frequent payments are automatically added to the "My payments" section. You can rename and delete them with ease.
Is it true that money is being stolen from m10?
You can completely trust m10. We apply the latest security technologies to save your money 24/7. Unfortunately, some m10 users have encountered scammers. To protect your money, remember these key rules: do NOT SHARE, TELL, SEND, SHOW
By following these simple steps, you can help prevent theft and keep your funds secure.
- number of your bankcard
- CVV code of your bankcard
- OTP code (sent via SMS)
By following these simple steps, you can help prevent theft and keep your funds secure.
How to change the number in m10?
Unfortunately, we are not able to change the number, so far. But you can register from another number and use multiple accounts.
Why I was charged when sent money to bankcard?
We have no commission in m10.
But some banks may charge a very little commission fee for transferring money to bankcards. For more details, please contact the bank.
But some banks may charge a very little commission fee for transferring money to bankcards. For more details, please contact the bank.
Is a commission applied to transfers in m10?
A 0.5% commission will be applied to each transfer between wallets once the monthly limit of 20,000 AZN is exceeded.
Make payments in one click
Download the app now to enjoy amazing deals and discounts every day
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